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Terms and Conditions

Important information about using this website and making a finance enquiry.

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This page is written as general Australian business-finance information. It explains practical assessment factors, documents, risks, costs and exit strategy without promising approval, pricing or funding timeframes. Seek independent legal, financial and tax advice where appropriate.

Website information

The information on this website is provided for general information about short-term business finance, caveat loans, private mortgages and property-secured commercial lending in Australia.

It is not personal financial advice, legal advice, tax advice or a loan offer. A finance enquiry is assessed on its own facts, including the borrower, property security, purpose of funds, documents, lender requirements and exit strategy.

Enquiries and assessment

Submitting an enquiry does not guarantee approval, funding, timing, pricing or suitability. Any finance is subject to lender assessment, legal documentation, identity checks, security review, valuation or title checks where required, and the borrower obtaining appropriate advice.

Borrowers should make sure the loan purpose is commercial, the repayment pathway is realistic and the risks of using property as security are understood before proceeding.

Independent advice

Short-term secured finance can carry significant costs and consequences if repayment is delayed. You should seek independent legal, financial and tax advice where appropriate, particularly where property, guarantees, company obligations or tax debts are involved.